Empowering High-Risk Merchants
With Clarity and Strength
Built-In Protection
Elite Chargeback Mitigation Tech
Get approved within
24 Hours
Easy application process!
Approval Made Easy
High-risk? No problem
No Setup Fee
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High Risk Merchant Services
Fast, Secure Processing
High-risk doesn’t mean high stress. We provide powerful merchant solutions built for businesses others turn away.
Our seasoned team delivers rock-solid, secure payment processing tailored for high-risk industries—so you can move forward with confidence.
Expert
Support
Navigating complexity with you
Effortless
Integration
Plug-and-play with existing platforms.
Trusted Payment Security
Advanced fraud protection
for high-risk merchants
Approved High-Risk Verticals
Tailored solutions for secure payments and smart risk management—empowering your high-risk business to succeed.
Adult
Reliable processing for adult content and services
Nutraceuticals
Helping supplement businesses scale with confidence
CBD
Secure and fully compliant processing designed specifically for CBD businesses.
Dating
Consistent, secure processing designed to meet the needs of dating platforms.
Collection
Reliable processing with industry-specific safeguards.
Firearms
Trusted payment solutions designed to meet all firearm industry requirements.
Web Design
Behind every pixel, there’s a reliable payment solution.
Vape
Made for vape shops.
Travel
Payment processing built to support the complexities of the travel industry.
Pawn Shop
Fast, reliable, and regulation-ready.
Seamless payments across all channels
Tailored, secure payment processing built for high-risk businesses
The High-Risk Gateway That Doesn't Flinch
A secure, flexible gateway designed to reduce chargebacks and streamline high-risk credit card processing
Stop fraud before it starts with proactive protection
Gateway setups built for high-risk approval and scale
Purpose-built features for complex industries
Instant visibility into every transaction
Chargeback Management Solutions
IIf your business faces elevated chargebacks or payment processor termination, consider a high-risk merchant account.
Enhanced Chargeback protection
Real-time fraud monitoring
Automated dispute handling
Comprehensive risk tracking dashboard
High-Risk Merchant Account Provider
Find the best high risk merchant account and payment gateway provider by knowing what to look for.
Custom solutions for CBD businesses
Adult content payment processing
Credit repair merchant accounts
Tailored ecommerce solutions
Ready to Start Processing with
Obsidian? Let’s Go.
High-risk payment processing, made simple. Start with Obsidian and see what sets us apart.
24/7 customer support
Competitive processing rates
Built-In Fraud Prevention for Safer Processing
Quick funding available
No hidden fees
24/7
Support
Chargeback Protection
Higher Approvals
Fewer Headaches
24H
Funding
Frequently Asked Questions
We specialize in providing merchant account services for high-risk businesses. Our goal is to help merchants in challenging verticals get approved, stay live, and scale safely.
Our core services include:
- Merchant Account Placement – connections with trusted acquiring banks and processors experienced in high-risk industries.
- Multiple MID Setup – to help diversify risk and ensure processing continuity.
- High-Risk Vertical Support – including CBD, adult, supplements, continuity/subscription, and others.
- Chargeback & Risk Management Guidance – strategies to keep merchants compliant and in good standing.
- Ongoing Support & Optimization – we stay involved post-setup to help you adapt as your business evolves.
For high-risk businesses, having multiple merchant accounts isn’t just a nice-to-have—it’s a critical risk management strategy. Here's why:
- Business Continuity: If one processor shuts down your account, you don’t lose your ability to accept payments.
- Risk Distribution: Spreading volume across accounts helps avoid exceeding thresholds that can trigger shutdowns or reserves.
- Scalability: Processors are more willing to support growing businesses when volume is balanced across multiple accounts.
- Higher Approval Rates: You can route transactions to the processor with the best acceptance in a given region or vertical.
- Operational Flexibility: Different accounts can be used for different traffic sources, products, or billing models.
In high-risk industries, processors can be unpredictable. Having multiple merchant accounts ensures you stay live, stay compliant, and stay in control.
You can reach our customer support team by emailing support@obsidianmg.com or calling +1 201-218-8316. Our dedicated team is available 24/7 to assist with any inquiries or issues.
We’re committed to providing prompt and effective solutions to ensure your satisfaction.
Ready To Get Started?
Low or high, your risk level won't stop you from getting a fast and easy approval. We accept and provide for a number of industries.